Why use a broker
Small & medium businesses today are confronted with many tasks and challenges that require expert knowledge. Accounting & taxation, legal, IT and statutory compliance are just a few areas that business proprietors seek expert assistance from external consultants.
Insurance is another area that requires a trained and independent advisor and it is extremely important for any business to get the right advice.
An insurance broker can save you time, money and worry. Just like an accountant or lawyer who provides you with impartial professional advice, based on years of training and experience, a qualified broker can do the same with the insurance of your business.
Insurance Solutions was formed in 1993 and is an independent Australian-owned insurance broking company that works for the client NOT the insurance company. We can advise small & medium businesses on their risk management strategies and insurance requirements.
We arrange insurance covers, on behalf of our clients, with the major insurance companies throughout Australia and have access to a vast range of insurance products specifically designed for small & medium businesses.
Our advisors meet stringent accreditation standards and maintain their knowledge through a training program that requires them to conduct a minimum of 24 hours of professional development per annum. By completing this development program, our advisors are kept up-to-date with trends and changes within the insurance industry which enables them to provide you with the right advice on your business insurance program.
Following a consultative process with you, we will recommend an insurance program for your business that is suitable to your requirements and meets your budget. We are very mindful of the cost of insurance and will negotiate on your behalf with insurance companies to ensure the premium is the best available for you. However we will not compromise the quality of the insurance product for the sake of the cheapest price. Remember, the bitterness of poor quality lingers long after the sweetness of a cheaper price is forgotten.
We also have Professional Indemnity Insurance which will compensate clients in the event we are negligent in our professional duty and we must ensure our financial resources are adequate to meet the requirements of the Australian Securities & Investments Commission which ensures our business is financially sound.
For independent advice and understanding on your business insurance program, give us a call.